Tuesday, October 4, 2007
With so much going on in October how do we keep up with all the fun? Well, thanks to my friends at
Lawyer’s Title now we can! Check out my hm page for a new event in San Diego for the month of
October. There is a lot of good stuff going on in San Diego this month! Speaking of which, it’s with
great pride and pleasure to announce a new homeowner in San Diego! Now, this young couple
decided to do something with the fact that they were tired of renting. So, after four months of die-
hard savings and getting their credit in place and of course with a little team work, September 29th
marked the beginning of a new life for Alan and Samantha as homeowners AKA the Close Of
Escrow! See, stories like these aren’t another tall tale, they are fact and happening! Buying a home
isn’t a century away, find the right realtor, work together and with time, you too could find your
home and own it! “But I already own a home Vanessa…” Well, that’s fine too! Unfortunately, the
truth is that many home owners are struggling right now which isn’t right, but none the less, it is
happening. If you need someone to just chat with your bank and try to rearrange some numbers I
can do that for you. Or, if you just want to sell, know that no matter what market, I will work
diligently to get you the best offer out there. Well, enough about that I want to share one more
story of a family… they are in a rental nightmare! Buying a home hasn’t been the easiest thing, but
I’ve learned that this family is the type that sticks together. It’s amazing to me how their love pulls
them through as they move from their rental of many years to a new rental… it seemed like every
step we were taking led us to a step backwards, but visiting them and seeing there smiles and
hopefulness makes me truly believe that there are people out there who know it can be done
(buying a home), it’s just going to take time. It’s not like before where all you had to do was take a
breath and you got a loan. Loans applicants are now being selected by the banks. But I believe in
this family, when I ask them for something they are quick to get together and hand me what I
need, which I appreciate more than they know. I would like to ask you all to keep this family in your
thoughts; my goal is to have them own a home by February of 2008. They are truly hard workers
and a very loving family who deserve to finally call a place home. I’ll give you their update soon!
Well my friends, I hope this letter finds you all in good health and I hope you are able to realize that
I’m working my heart away here in the Real Estate Business. I always welcome your thoughts,
comments or anything else you would like to talk about. Until next time, take care and thank you
for your on going support in my mission to help put communities together one family at a time.
Sincerely yours, Vanessa Estrella Director of Real Estate
Tuesday, September 04, 2007
New Month, New Beginning
By Vanessa Estrella
Today I had a thought… We just entered into a new month and are now beginning a new season… why not begin new habits? Why wait until the new year? True Story: About five weeks ago I was approached by a young couple wanting to buy… this couple was expecting their first child and needed a new home… Their credit was “so-so” and they had no money to put down on a home. But they wanted to buy! Afraid of the worst (moving into a ‘dump’) they came to me. I sat with them and explained their options. They could have either moved into a mediocre place now, or give me time to work with them. In these five weeks I was able to get them started on a mini saving plan and got them to save a bit and put that money away for later… I then found them a wonderful condo and they just moved in 9.3.07. It is about $50 more than expected but they could handle it. As for the savings, they are little by little adding up for the right time to buy. See, right now MAY in fact, be the perfect time to buy (buyers market) but, it just isn’t the right time for them. By the time they are ready (next year 08’) they will have saved enough for an appraisal, the inspections, deposit, and even enough to clear some credit issues. I gave them this saving plan which they could handle and will continue to work with them and meet them once a month to answer their questions, give them advice on their plan and the home buying process and just remind them that they are not out of the loop for buying a new home. See normally, my old habit would have been to really have them buy now! But, I have done this now with over 15 clients and it brings to them a sense of trust and ambition to buy. Out of these 15 clients 3 will be ready to buy by January 08’. It’s not like before where anyone could get a loan… Thank God! That was scary! It’s back to the best thing, where buying a home is a prominent thing and an accomplishment in its own. Where buying a home will be given with the rightful fixed rates and it is learned that adjustable rates aren’t fun. See, this is why I love what I do… I get to help people accomplish something so big and vital. It is a great feeling to write you these letters and let you know the wonderful things going on. It is a greater feeling when the people I know and trust give me the opportunity to help those they know and trust. That’s what it’s all about! Take care and happy September!
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